![Plum](http://imgs.i4soft.com/i4soft/7/31998-2024041919050566224fe18ef77.jpg)
Plum
- 5.0 RATINGS
- 90M DOWNLOADS
- 4+ AGE
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About this app
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Name Plum
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Category Finance
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Price Free
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Safety 100% Safe
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Version 2.1.3
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Update 04/19/2024
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Plum helps you set money aside, even when you’re not thinking about it
• Tuck money away, out of sight… and out of mind, ready for when you need it
• Customise your account and create Pockets for your personal saving targets
• Assign monetary goals to help you reach your long term objectives quicker
App Name: Plum
Brief: Plum is a multifaceted financial wellness app designed to help you effortlessly manage your personal finances. It provides intelligent insights into your spending, savings, and investments, allowing for a seamless and automated financial management experience. By connecting to your bank, Plum uses an algorithm to analyze spending and adapt to your financial habits, making money management less of a chore.
? Core Features:
- Automated Savings - Plum intelligently calculates and sets aside small amounts of money that won't impact your daily life ?.
- Investment Platform - Easy access to a Stocks & Shares ISA with a range of curated investment funds ?.
- Money Management - Analyzes your spending to find savings on bills and offers cashback rewards on purchases ?.
- Security Measures - Employs biometric security, symmetric cryptography, and TLS encryption to protect your data ?.
- Customer Support - Accessible support team available every day of the week for any inquiries or assistance ☎️.
? Pros:
- Effortless savings with personalized 'Moods' for different saving strategies ?.
- Comprehensive investment options for both novice and seasoned investors ?.
- Notifies users of cheaper tariffs and facilitates quick switches to save on bills ?.
- Encourages financial growth with rewards for referrals and cashback through partner merchants ?.
- Dedication to user privacy and safety with robust encryption and data protection protocols ?️.
? Cons:
- Fees for using the investment features in Plum Plus & Pro (though transparent) ?.
- Limited customer support hours may not cover all time zones or immediate needs ?.
- Withdrawals, while quick, could still take up to 24 hours to process ?.
- Investments carry the inherent risk of capital loss, not ideal for those averse to risk ?.
- Requires a bank connection, which might be a concern for users with privacy reservations ?.
? Price:
- Plum Basic offers a free tier with core features such as saving and spend analysis.
- Premium options, Plum Plus and Plum Pro, come with a subscription fee starting from £1.00 per month (first month free).
- For investments, an annual average fund management and provider fee of 0.51%, plus additional fund-specific fees are applicable.
Plum promotes a smarter and more secure approach to personal finance by combining automated tools with insightful guidance and robust security. Whether you're looking to save, spend smarter, or grow your wealth through investments, Plum stands as an intuitive solution designed with user well-being at its core.