Curve

Set up an account in minutes, then securely add all your Visa and Mastercard debit & credit cards to your Curve Card app and use any of your bank accounts with just one Curve Mastercard. No top-up needed!

Manage your money in one place, get instant notification and lock your card with a single tap. Get many of the benefits from each of your underlying cards including loyalty points and rewards, then receive Curve’s beneficial incredible benefits and features on top.

Curve’s killer exchange rates make spending money abroad worry-free, and if you wish you’d used a different bank card for a transaction, Curve allows you to change the card you used. 

Brief: Experience unparalleled convenience with Curve, the revolutionary mobile banking app that consolidates all your cards into a single, smart card. This game-changer not only streamlines your wallet but also amplifies your spending with rewarding cashback offers and innovative features like Go Back in Time. Embrace the future of flexible finance with Curve—your ticket to a more rewarding and transparent banking experience.

Core Features: ?

• Consolidated Card Management: Merge all your debit, credit, and loyalty cards into one with Curve's smart platform.
• Instant Cashback Rewards: Earn 1% cashback from over 100 top retailers and enjoy the benefits of Curve Cash card.
• 'Go Back in Time' Feature: Made a mistake with your payment card? Curve allows you to switch the card used for transactions up to 14 days post-purchase, for amounts up to £1,000.
• Simplified Foreign Transactions: Get the interbank exchange rate and fee-free ATM withdrawals abroad, up to £600/month (weekend charges apply).
• Real-Time Notifications: Stay on top of your finances with instant spending alerts and transaction categorisations for efficient money management.

Pros: ?

• All-in-One Wallet: Ditch the bulk and combine your various cards, reducing the clutter.
• Loyalty Rewards: Auto-collect points when using Curve at affiliated retailers, making reward collection effortless.
• Credit as Debit: Curve's debit Mastercard can be used even at locations that don't accept credit cards.
• Contextual Receipts: Easily attach photos of physical receipts to transactions or opt for email receipts for meticulous financial tracking.
• Card Security Controls: Seamlessly freeze and unfreeze your card within the app in case it's misplaced.

Cons: ?

• Rewards Limitation: Cashback rewards are restricted to selected retailers, which might not cover all user preferences.
• International Use Restrictions: Fee-free ATM withdrawals abroad have monthly limits, and weekend charges may apply.
• Eligibility for 'Go Back in Time': There are limits to the transaction amount and time frame for using the 'Go Back in Time' feature.
• Exchange Rate Limits: Access to the interbank rate may be subject to caps, potentially affecting the savings on foreign transactions.
• Cashback Program Tiers: Higher cashback rates are exclusive to Curve Black or Curve Metal cardholders, creating a tiered rewards system.

Price: ? Curve is available to download for free, with a tiered membership system that includes Curve Black and Curve Metal, offering additional benefits for a subscription fee. Additional charges may apply for certain features in accordance with the terms and privacy policy found at www.curve.app.

Community:

• Official Site: www.curve.app
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Welcome to the next level of banking with Curve. Simplify, secure, and enrich your financial life—download the Curve Card App today.