Westpac Mobile Banking

The official Mobile Banking app for Westpac Australia customers.

Key features

• Quick Balance – view your balances and recent transactions for up to 3 accounts, and transfer money between these accounts without having to sign in^

• Sign in with your fingerprint on compatible phones. See westpac.com.au/devices to see if your phone is compatible

• Sign in with a 4 digit passcode

• Cardless Cash - withdraw cash without a debit card from any Westpac Group ATM in Australia (daily and weekly limits apply)

Brief: Westpac Mobile Banking provides a comprehensive suite of financial tools, catering to personal and business customers who need to manage their finances on the go. This intuitive app simplifies banking transactions, allowing users to securely share their account details, set up alerts, make domestic and international payments, manage cards, and much more—all from their mobile device.

Core Features:

• ? Account Sharing & Alerts: Share your BSB and Account details conveniently and set up notifications for account activities, payment, and security events.
• ? Foreign Currency & eStatements: Access and transact on foreign currency accounts and easily view, save, or set up eStatements for your banking records.
• ? Search & Transaction Management: Use Google Assistant to check balances and make payments or search for specific transactions effortlessly.
• ? Travel Services: Notify the bank before traveling to secure your transactions and enjoy features tailored for international travel needs.

Pros:

• ? User-Friendly Interface: The app's design is intuitive, making it easy for users to navigate and conduct their banking without hassle.
• ? Enhanced Security: With the ability to lock cards temporarily and the use of Westpac Protect™ SMS Code, users can feel secure about their account safety.
• ? Payment Scheduling: Schedule recurring payments and manage payment approvals, saving time and ensuring no bill goes unpaid.
• ? Travel-Friendly Features: From notifying the bank about your travels to reduced ATM fees via the Global ATM alliance, the app is a handy travel companion.

Cons:

• ? Device Limitations: Some features may not be available on non-supported devices or may not work correctly with rooted Android devices.
• ? Internet Dependence: A reliable internet connection is necessary for using the app, which can be an issue in areas with poor connectivity.
• ? Limited Quick Balance for Business: Quick Balance does not allow for transfers between business and personal profiles.
• ? Geo-Restriction: This app is specific to Westpac Australia customers, limiting its use exclusively to this demographic.

Price:

• ? The Westpac Mobile Banking app is free to download. However, standard data charges may apply and, depending on the service, some fees and charges may be applicable as laid out in the app's terms and conditions.

Community:

• ?️ Official Site: Westpac Mobile Banking Website
• ?️ Facebook: Westpac on Facebook
• ?️ Twitter: Westpac on Twitter

While the Westpac Mobile Banking app offers a seamless banking experience for its users in Australia, potential drawbacks such as device compatibility and internet dependency should be considered. It remains a robust companion for managing financial tasks with ease and security.